{"id":4592,"date":"2025-06-03T21:27:40","date_gmt":"2025-06-03T18:27:40","guid":{"rendered":"https:\/\/blog.sailet.kz\/?p=4592"},"modified":"2025-06-03T21:27:40","modified_gmt":"2025-06-03T18:27:40","slug":"app_for_the_bank","status":"publish","type":"post","link":"https:\/\/blog.sailet.kz\/es\/app_for_the_bank\/","title":{"rendered":"Por qu\u00e9 los bancos deber\u00edan olvidarse de las aplicaciones \"de muleta\": la historia de un proyecto que se cans\u00f3 de colgar"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"4592\" class=\"elementor elementor-4592\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a83f91 e-flex e-con-boxed e-con e-parent\" data-id=\"8a83f91\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6474ef5 elementor-widget elementor-widget-text-editor\" data-id=\"6474ef5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u2013 Todo funciona para nosotros... a veces. Pero m\u00e1s a menudo no lo hace.<\/h3><p><span style=\"font-weight: 400;\">As\u00ed comienza cada tercera reuni\u00f3n con bancos que en alg\u00fan momento decidieron: \"\u00bfPara qu\u00e9 necesitamos un contratista, podemos arregl\u00e1rnoslas solos!\" O confiaron en el contratista y luego quedaron sin acceso al c\u00f3digo, sin documentaci\u00f3n y con una monta\u00f1a de errores como regalo adicional.<\/span><\/p><p><span style=\"font-weight: 400;\">Exactamente as\u00ed sucedi\u00f3 con nuestro siguiente cliente quien decidi\u00f3: <\/span><span style=\"font-weight: 400;\">\"\u00a1Basta de aguantar esto!\"<\/span><\/p><h3>El banco ten\u00eda una aplicaci\u00f3n. Pero se qued\u00f3 obsoleta.\u00a0<\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Desarrollado en <\/span><b>en el a\u00f1o 2020<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><\/ul><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bajo el cap\u00f3 hay tecnolog\u00edas antiguas que ya no se utilizan y no pueden actualizarse ahora. <\/span><\/li><\/ul><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Funciona lentamente, se cae por notificaciones push y no soporta ni siquiera una carga m\u00ednima.<\/span><\/li><\/ul><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Las notificaciones pueden llegar todas juntas \u2014 \u00a1hasta 200 piezas! A las tres de la ma\u00f1ana. Que duermas bien, estimado cliente!<\/span><\/li><\/ul><h3>Sin llaves disponibles. \u00bfAcceso a la plataforma? Tampoco.<\/h3><p><span style=\"font-weight: 400;\">S\u00ed, has entendido correctamente \u2014 <\/span><b>equipo de outsourcing<\/b><span style=\"font-weight: 400;\"> no transfiri\u00f3 las claves de acceso a la plataforma. El contrato no preve\u00eda que el producto pasara a ser propiedad de la empresa despu\u00e9s del desarrollo.\u00a0<\/span><\/p><h3><b><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" \/><\/b> \u00bfY ahora qu\u00e9?<\/h3><p><span style=\"font-weight: 400;\"><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/svg\/1f449.svg\" alt=\"\ud83d\udc49\" \/> <\/span><b>La soluci\u00f3n es evidente:<\/b><span style=\"font-weight: 400;\"> desarrollo de una nueva aplicaci\u00f3n desde cero.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> <img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/svg\/1f449.svg\" alt=\"\ud83d\udc49\" \/> <\/span><b>Desde cero significa hacerlo con sentido com\u00fan:<\/b><span style=\"font-weight: 400;\"> con arquitectura de microservicios, monitoreo, rendimiento adecuado y finalmente acceso transparente al c\u00f3digo fuente.<\/span><\/p><p><span style=\"font-weight: 400;\">En este momento, el proyecto est\u00e1 en desarrollo:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Un enfoque de desarrollo gradual (MVP \u2192 iteraciones \u2192 lanzamiento),<\/span><\/li><\/ul><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Seguimiento transparente de tareas dentro de nuestro propio sistema (nuestra importante ventaja \u2014 estamos muy orgullosos).<\/span><\/li><\/ul><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Participaci\u00f3n del cliente en cada etapa \u2014 desde dise\u00f1o hasta lanzamiento,<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Traslado <\/span><b>de todo el c\u00f3digo<\/b><span style=\"font-weight: 400;\">y no solo \"un trozo a cambio de un pago adicional\",<\/span><\/li><\/ul><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Y, por supuesto, <\/span><b>experiencia en el desarrollo de aplicaciones financieras<\/b><span style=\"font-weight: 400;\"> (en realidad, debido al acuerdo de confidencialidad no podemos hablar abiertamente sobre ellos, pero los casos ser\u00e1n mostrados a personas interesadas <img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/svg\/1f609.svg\" alt=\"\ud83d\ude09\" \/>).<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Recientemente, nos presentamos <\/span><em><span style=\"font-weight: 400;\"><a href=\"\/es\/hr_ai_sailet\/\">en la mayor conferencia bancaria de Asia Central<\/a><\/span><\/em><i><span style=\"font-weight: 400;\">, <\/span><\/i><span style=\"font-weight: 400;\">nos permite controlar todas las innovaciones en el sistema.<\/span><\/p><h3><b><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/svg\/1f680.svg\" alt=\"\ud83d\ude80\" \/><\/b>\u00bfFinal? No. Es s\u00f3lo el principio.<\/h3><p><span style=\"font-weight: 400;\">Nuestro cliente emprende el camino hacia una transformaci\u00f3n digital consciente. Con una arquitectura normal, tolerancia a fallos, anal\u00edtica y monitoreo en tiempo real. Y lo m\u00e1s importante \u2014 con comprensi\u00f3n, <\/span><b>que un contratista externo es un socio, no un chantajista con las llaves del c\u00f3digo.<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec065f6 e-flex e-con-boxed e-con e-parent\" data-id=\"ec065f6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bdbf25b e-con-full e-flex e-con e-child\" data-id=\"bdbf25b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57baf34 elementor-widget elementor-widget-spacer\" data-id=\"57baf34\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8572aed elementor-widget elementor-widget-heading\" data-id=\"8572aed\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2726 Reg\u00edstrese para una consulta ahora mismo<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dd3489 elementor-widget elementor-widget-text-editor\" data-id=\"9dd3489\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div id=\"rec814503482\" class=\"r t-rec t-rec_pt_90\" data-animationappear=\"off\" data-record-type=\"396\" data-bg-color=\"#ffffff\">\n<div class=\"t396\">\n<div class=\"t396__artboard rendered\" data-artboard-recid=\"814503482\" data-artboard-screens=\"320,480,640,960,1200\" data-artboard-height=\"320\" data-artboard-valign=\"center\" data-artboard-upscale=\"grid\" data-artboard-height-res-320=\"370\" data-artboard-height-res-480=\"320\" data-artboard-height-res-640=\"320\" data-artboard-height-res-960=\"290\" data-artboard-proxy-min-offset-top=\"0\" data-artboard-proxy-min-height=\"320\" data-artboard-proxy-max-height=\"320\">\n<div class=\"t396__elem tn-elem tn-elem__8145034821728645407073 t-animate t-animate_started\" data-elem-id=\"1728645407073\" data-elem-type=\"text\" data-field-top-value=\"119\" data-field-left-value=\"60\" data-field-width-value=\"647\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-animate-style=\"fadeinup\" data-animate-duration=\"1\" data-animate-distance=\"100\" data-animate-mobile=\"y\" data-field-top-res-320-value=\"149\" data-field-left-res-320-value=\"20\" data-field-width-res-320-value=\"281\" data-field-top-res-480-value=\"122\" data-field-left-res-480-value=\"39\" data-field-width-res-480-value=\"400\" data-field-top-res-640-value=\"131\" data-field-left-res-640-value=\"40\" data-field-width-res-640-value=\"560\" data-field-top-res-960-value=\"92\" data-field-left-res-960-value=\"40\" data-field-width-res-960-value=\"582\" data-fields=\"top,left,width,container,axisx,axisy,widthunits,leftunits,topunits\" data-observer-ready=\"true\">\n<div class=\"tn-atom\" data-ninja-font=\"montserrat_thin_normal_tw9ud\">y descubra c\u00f3mo la implementaci\u00f3n de soluciones IT puede ayudar a su empresa a mejorar<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de34ff8 elementor-widget elementor-widget-button\" data-id=\"de34ff8\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#popform\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Inscribirse<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7ad150 elementor-widget elementor-widget-spacer\" data-id=\"c7ad150\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3dd379bd e-flex e-con-boxed e-con e-parent\" data-id=\"3dd379bd\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-729d1cfc elementor-widget elementor-widget-spacer\" data-id=\"729d1cfc\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"\u2013 Todo funciona para nosotros... a veces. Pero m\u00e1s a menudo no lo hace.","protected":false},"author":3,"featured_media":4603,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","footnotes":""},"categories":[9,30],"tags":[],"class_list":{"0":"post-4592","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-9","8":"category---ru-ru-ru","9":"cs-entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u041f\u043e\u0447\u0435\u043c\u0443 \u0431\u0430\u043d\u043a\u0430\u043c \u043f\u043e\u0440\u0430 \u0437\u0430\u0431\u044b\u0442\u044c \u043f\u0440\u043e \u00ab\u043a\u043e\u0441\u0442\u044b\u043b\u044c\u043d\u044b\u0435\u00bb \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f: \u0438\u0441\u0442\u043e\u0440\u0438\u044f \u043e\u0434\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0435\u043a\u0442\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u0443\u0441\u0442\u0430\u043b \u0432\u0438\u0441\u043d\u0443\u0442\u044c - \u0411\u043b\u043e\u0433 Sailet<\/title>\n<meta name=\"description\" content=\"\u2014 \u0423 \u043d\u0430\u0441 \u0432\u0441\u0451 \u0440\u0430\u0431\u043e\u0442\u0430\u0435\u0442... \u0438\u043d\u043e\u0433\u0434\u0430. \u041d\u043e \u0447\u0430\u0449\u0435 \u2014 \u043d\u0435\u0442. \u0422\u0430\u043a \u043d\u0430\u0447\u0438\u043d\u0430\u0435\u0442\u0441\u044f \u043a\u0430\u0436\u0434\u0430\u044f \u0442\u0440\u0435\u0442\u044c\u044f \u0432\u0441\u0442\u0440\u0435\u0447\u0430 \u0441 \u0431\u0430\u043d\u043a\u0430\u043c\u0438, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043a\u043e\u0433\u0434\u0430-\u0442\u043e \u0440\u0435\u0448\u0438\u043b\u0438: &quot;\u0417\u0430\u0447\u0435\u043c \u043d\u0430\u043c \u043f\u043e\u0434\u0440\u044f\u0434\u0447\u0438\u043a, \u0441\u0430\u043c\u0438 \u0441\u043f\u0440\u0430\u0432\u0438\u043c\u0441\u044f!&quot;\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.sailet.kz\/es\/app_for_the_bank\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u041f\u043e\u0447\u0435\u043c\u0443 \u0431\u0430\u043d\u043a\u0430\u043c \u043f\u043e\u0440\u0430 \u0437\u0430\u0431\u044b\u0442\u044c \u043f\u0440\u043e \u00ab\u043a\u043e\u0441\u0442\u044b\u043b\u044c\u043d\u044b\u0435\u00bb \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f: \u0438\u0441\u0442\u043e\u0440\u0438\u044f \u043e\u0434\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0435\u043a\u0442\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u0443\u0441\u0442\u0430\u043b \u0432\u0438\u0441\u043d\u0443\u0442\u044c - \u0411\u043b\u043e\u0433 Sailet\" \/>\n<meta property=\"og:description\" content=\"\u2014 \u0423 \u043d\u0430\u0441 \u0432\u0441\u0451 \u0440\u0430\u0431\u043e\u0442\u0430\u0435\u0442... \u0438\u043d\u043e\u0433\u0434\u0430. \u041d\u043e \u0447\u0430\u0449\u0435 \u2014 \u043d\u0435\u0442. \u0422\u0430\u043a \u043d\u0430\u0447\u0438\u043d\u0430\u0435\u0442\u0441\u044f \u043a\u0430\u0436\u0434\u0430\u044f \u0442\u0440\u0435\u0442\u044c\u044f \u0432\u0441\u0442\u0440\u0435\u0447\u0430 \u0441 \u0431\u0430\u043d\u043a\u0430\u043c\u0438, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043a\u043e\u0433\u0434\u0430-\u0442\u043e \u0440\u0435\u0448\u0438\u043b\u0438: &quot;\u0417\u0430\u0447\u0435\u043c \u043d\u0430\u043c \u043f\u043e\u0434\u0440\u044f\u0434\u0447\u0438\u043a, \u0441\u0430\u043c\u0438 \u0441\u043f\u0440\u0430\u0432\u0438\u043c\u0441\u044f!&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.sailet.kz\/es\/app_for_the_bank\/\" \/>\n<meta property=\"og:site_name\" content=\"\u0411\u043b\u043e\u0433 Sailet\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-03T18:27:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.sailet.kz\/wp-content\/uploads\/2025\/06\/create-an-illustration-with-detailed-details-pict-3.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1820\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"\u0421\u0432\u0435\u0442\u043b\u0430\u043d\u0430\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u0421\u0432\u0435\u0442\u043b\u0430\u043d\u0430\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blog.sailet.kz\/app_for_the_bank\/\",\"url\":\"https:\/\/blog.sailet.kz\/app_for_the_bank\/\",\"name\":\"\u041f\u043e\u0447\u0435\u043c\u0443 \u0431\u0430\u043d\u043a\u0430\u043c \u043f\u043e\u0440\u0430 \u0437\u0430\u0431\u044b\u0442\u044c \u043f\u0440\u043e \u00ab\u043a\u043e\u0441\u0442\u044b\u043b\u044c\u043d\u044b\u0435\u00bb \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f: \u0438\u0441\u0442\u043e\u0440\u0438\u044f \u043e\u0434\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0435\u043a\u0442\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u0443\u0441\u0442\u0430\u043b \u0432\u0438\u0441\u043d\u0443\u0442\u044c - \u0411\u043b\u043e\u0433 Sailet\",\"isPartOf\":{\"@id\":\"https:\/\/blog.sailet.kz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/blog.sailet.kz\/app_for_the_bank\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/blog.sailet.kz\/app_for_the_bank\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog.sailet.kz\/wp-content\/uploads\/2025\/06\/create-an-illustration-with-detailed-details-pict-3.jpg\",\"datePublished\":\"2025-06-03T18:27:40+00:00\",\"author\":{\"@id\":\"https:\/\/blog.sailet.kz\/#\/schema\/person\/7f443fa7949bad728c81eeeb7b2ac800\"},\"description\":\"\u2014 \u0423 \u043d\u0430\u0441 \u0432\u0441\u0451 \u0440\u0430\u0431\u043e\u0442\u0430\u0435\u0442... \u0438\u043d\u043e\u0433\u0434\u0430. \u041d\u043e \u0447\u0430\u0449\u0435 \u2014 \u043d\u0435\u0442. \u0422\u0430\u043a \u043d\u0430\u0447\u0438\u043d\u0430\u0435\u0442\u0441\u044f \u043a\u0430\u0436\u0434\u0430\u044f \u0442\u0440\u0435\u0442\u044c\u044f \u0432\u0441\u0442\u0440\u0435\u0447\u0430 \u0441 \u0431\u0430\u043d\u043a\u0430\u043c\u0438, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043a\u043e\u0433\u0434\u0430-\u0442\u043e \u0440\u0435\u0448\u0438\u043b\u0438: \\\"\u0417\u0430\u0447\u0435\u043c \u043d\u0430\u043c \u043f\u043e\u0434\u0440\u044f\u0434\u0447\u0438\u043a, \u0441\u0430\u043c\u0438 \u0441\u043f\u0440\u0430\u0432\u0438\u043c\u0441\u044f!\\\"\",\"breadcrumb\":{\"@id\":\"https:\/\/blog.sailet.kz\/app_for_the_bank\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/blog.sailet.kz\/app_for_the_bank\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/blog.sailet.kz\/app_for_the_bank\/#primaryimage\",\"url\":\"https:\/\/blog.sailet.kz\/wp-content\/uploads\/2025\/06\/create-an-illustration-with-detailed-details-pict-3.jpg\",\"contentUrl\":\"https:\/\/blog.sailet.kz\/wp-content\/uploads\/2025\/06\/create-an-illustration-with-detailed-details-pict-3.jpg\",\"width\":1820,\"height\":1024},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/blog.sailet.kz\/app_for_the_bank\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u0413\u043b\u0430\u0432\u043d\u0430\u044f \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0430\",\"item\":\"https:\/\/blog.sailet.kz\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u041f\u043e\u0447\u0435\u043c\u0443 \u0431\u0430\u043d\u043a\u0430\u043c \u043f\u043e\u0440\u0430 \u0437\u0430\u0431\u044b\u0442\u044c \u043f\u0440\u043e \u00ab\u043a\u043e\u0441\u0442\u044b\u043b\u044c\u043d\u044b\u0435\u00bb \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f: \u0438\u0441\u0442\u043e\u0440\u0438\u044f \u043e\u0434\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0435\u043a\u0442\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u0443\u0441\u0442\u0430\u043b \u0432\u0438\u0441\u043d\u0443\u0442\u044c\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/blog.sailet.kz\/#website\",\"url\":\"https:\/\/blog.sailet.kz\/\",\"name\":\"Sailet \u0431\u043b\u043e\u0433\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/blog.sailet.kz\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/blog.sailet.kz\/#\/schema\/person\/7f443fa7949bad728c81eeeb7b2ac800\",\"name\":\"\u0421\u0432\u0435\u0442\u043b\u0430\u043d\u0430\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/blog.sailet.kz\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7d114fd4ca8224a5ff0aaebbb67c207f030a86df69c661f103a18415a066a438?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7d114fd4ca8224a5ff0aaebbb67c207f030a86df69c661f103a18415a066a438?s=96&d=mm&r=g\",\"caption\":\"\u0421\u0432\u0435\u0442\u043b\u0430\u043d\u0430\"},\"url\":\"https:\/\/blog.sailet.kz\/es\/author\/svetik\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u041f\u043e\u0447\u0435\u043c\u0443 \u0431\u0430\u043d\u043a\u0430\u043c \u043f\u043e\u0440\u0430 \u0437\u0430\u0431\u044b\u0442\u044c \u043f\u0440\u043e \u00ab\u043a\u043e\u0441\u0442\u044b\u043b\u044c\u043d\u044b\u0435\u00bb \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f: \u0438\u0441\u0442\u043e\u0440\u0438\u044f \u043e\u0434\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0435\u043a\u0442\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u0443\u0441\u0442\u0430\u043b \u0432\u0438\u0441\u043d\u0443\u0442\u044c - \u0411\u043b\u043e\u0433 Sailet","description":"\u2014 \u0423 \u043d\u0430\u0441 \u0432\u0441\u0451 \u0440\u0430\u0431\u043e\u0442\u0430\u0435\u0442... \u0438\u043d\u043e\u0433\u0434\u0430. \u041d\u043e \u0447\u0430\u0449\u0435 \u2014 \u043d\u0435\u0442. \u0422\u0430\u043a \u043d\u0430\u0447\u0438\u043d\u0430\u0435\u0442\u0441\u044f \u043a\u0430\u0436\u0434\u0430\u044f \u0442\u0440\u0435\u0442\u044c\u044f \u0432\u0441\u0442\u0440\u0435\u0447\u0430 \u0441 \u0431\u0430\u043d\u043a\u0430\u043c\u0438, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043a\u043e\u0433\u0434\u0430-\u0442\u043e \u0440\u0435\u0448\u0438\u043b\u0438: \"\u0417\u0430\u0447\u0435\u043c \u043d\u0430\u043c \u043f\u043e\u0434\u0440\u044f\u0434\u0447\u0438\u043a, \u0441\u0430\u043c\u0438 \u0441\u043f\u0440\u0430\u0432\u0438\u043c\u0441\u044f!\"","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blog.sailet.kz\/es\/app_for_the_bank\/","og_locale":"es_ES","og_type":"article","og_title":"\u041f\u043e\u0447\u0435\u043c\u0443 \u0431\u0430\u043d\u043a\u0430\u043c \u043f\u043e\u0440\u0430 \u0437\u0430\u0431\u044b\u0442\u044c \u043f\u0440\u043e \u00ab\u043a\u043e\u0441\u0442\u044b\u043b\u044c\u043d\u044b\u0435\u00bb \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f: \u0438\u0441\u0442\u043e\u0440\u0438\u044f \u043e\u0434\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0435\u043a\u0442\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u0443\u0441\u0442\u0430\u043b \u0432\u0438\u0441\u043d\u0443\u0442\u044c - \u0411\u043b\u043e\u0433 Sailet","og_description":"\u2014 \u0423 \u043d\u0430\u0441 \u0432\u0441\u0451 \u0440\u0430\u0431\u043e\u0442\u0430\u0435\u0442... \u0438\u043d\u043e\u0433\u0434\u0430. \u041d\u043e \u0447\u0430\u0449\u0435 \u2014 \u043d\u0435\u0442. \u0422\u0430\u043a \u043d\u0430\u0447\u0438\u043d\u0430\u0435\u0442\u0441\u044f \u043a\u0430\u0436\u0434\u0430\u044f \u0442\u0440\u0435\u0442\u044c\u044f \u0432\u0441\u0442\u0440\u0435\u0447\u0430 \u0441 \u0431\u0430\u043d\u043a\u0430\u043c\u0438, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043a\u043e\u0433\u0434\u0430-\u0442\u043e \u0440\u0435\u0448\u0438\u043b\u0438: \"\u0417\u0430\u0447\u0435\u043c \u043d\u0430\u043c \u043f\u043e\u0434\u0440\u044f\u0434\u0447\u0438\u043a, \u0441\u0430\u043c\u0438 \u0441\u043f\u0440\u0430\u0432\u0438\u043c\u0441\u044f!\"","og_url":"https:\/\/blog.sailet.kz\/es\/app_for_the_bank\/","og_site_name":"\u0411\u043b\u043e\u0433 Sailet","article_published_time":"2025-06-03T18:27:40+00:00","og_image":[{"width":1820,"height":1024,"url":"https:\/\/blog.sailet.kz\/wp-content\/uploads\/2025\/06\/create-an-illustration-with-detailed-details-pict-3.jpg","type":"image\/jpeg"}],"author":"\u0421\u0432\u0435\u0442\u043b\u0430\u043d\u0430","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"\u0421\u0432\u0435\u0442\u043b\u0430\u043d\u0430","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/blog.sailet.kz\/app_for_the_bank\/","url":"https:\/\/blog.sailet.kz\/app_for_the_bank\/","name":"\u041f\u043e\u0447\u0435\u043c\u0443 \u0431\u0430\u043d\u043a\u0430\u043c \u043f\u043e\u0440\u0430 \u0437\u0430\u0431\u044b\u0442\u044c \u043f\u0440\u043e \u00ab\u043a\u043e\u0441\u0442\u044b\u043b\u044c\u043d\u044b\u0435\u00bb \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f: \u0438\u0441\u0442\u043e\u0440\u0438\u044f \u043e\u0434\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0435\u043a\u0442\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u0443\u0441\u0442\u0430\u043b \u0432\u0438\u0441\u043d\u0443\u0442\u044c - \u0411\u043b\u043e\u0433 Sailet","isPartOf":{"@id":"https:\/\/blog.sailet.kz\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blog.sailet.kz\/app_for_the_bank\/#primaryimage"},"image":{"@id":"https:\/\/blog.sailet.kz\/app_for_the_bank\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.sailet.kz\/wp-content\/uploads\/2025\/06\/create-an-illustration-with-detailed-details-pict-3.jpg","datePublished":"2025-06-03T18:27:40+00:00","author":{"@id":"https:\/\/blog.sailet.kz\/#\/schema\/person\/7f443fa7949bad728c81eeeb7b2ac800"},"description":"\u2014 \u0423 \u043d\u0430\u0441 \u0432\u0441\u0451 \u0440\u0430\u0431\u043e\u0442\u0430\u0435\u0442... \u0438\u043d\u043e\u0433\u0434\u0430. \u041d\u043e \u0447\u0430\u0449\u0435 \u2014 \u043d\u0435\u0442. \u0422\u0430\u043a \u043d\u0430\u0447\u0438\u043d\u0430\u0435\u0442\u0441\u044f \u043a\u0430\u0436\u0434\u0430\u044f \u0442\u0440\u0435\u0442\u044c\u044f \u0432\u0441\u0442\u0440\u0435\u0447\u0430 \u0441 \u0431\u0430\u043d\u043a\u0430\u043c\u0438, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043a\u043e\u0433\u0434\u0430-\u0442\u043e \u0440\u0435\u0448\u0438\u043b\u0438: \"\u0417\u0430\u0447\u0435\u043c \u043d\u0430\u043c \u043f\u043e\u0434\u0440\u044f\u0434\u0447\u0438\u043a, \u0441\u0430\u043c\u0438 \u0441\u043f\u0440\u0430\u0432\u0438\u043c\u0441\u044f!\"","breadcrumb":{"@id":"https:\/\/blog.sailet.kz\/app_for_the_bank\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blog.sailet.kz\/app_for_the_bank\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/blog.sailet.kz\/app_for_the_bank\/#primaryimage","url":"https:\/\/blog.sailet.kz\/wp-content\/uploads\/2025\/06\/create-an-illustration-with-detailed-details-pict-3.jpg","contentUrl":"https:\/\/blog.sailet.kz\/wp-content\/uploads\/2025\/06\/create-an-illustration-with-detailed-details-pict-3.jpg","width":1820,"height":1024},{"@type":"BreadcrumbList","@id":"https:\/\/blog.sailet.kz\/app_for_the_bank\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0413\u043b\u0430\u0432\u043d\u0430\u044f \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0430","item":"https:\/\/blog.sailet.kz\/"},{"@type":"ListItem","position":2,"name":"\u041f\u043e\u0447\u0435\u043c\u0443 \u0431\u0430\u043d\u043a\u0430\u043c \u043f\u043e\u0440\u0430 \u0437\u0430\u0431\u044b\u0442\u044c \u043f\u0440\u043e \u00ab\u043a\u043e\u0441\u0442\u044b\u043b\u044c\u043d\u044b\u0435\u00bb \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f: \u0438\u0441\u0442\u043e\u0440\u0438\u044f \u043e\u0434\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0435\u043a\u0442\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u0443\u0441\u0442\u0430\u043b \u0432\u0438\u0441\u043d\u0443\u0442\u044c"}]},{"@type":"WebSite","@id":"https:\/\/blog.sailet.kz\/#website","url":"https:\/\/blog.sailet.kz\/","name":"Sailet \u0431\u043b\u043e\u0433","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blog.sailet.kz\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/blog.sailet.kz\/#\/schema\/person\/7f443fa7949bad728c81eeeb7b2ac800","name":"\u0421\u0432\u0435\u0442\u043b\u0430\u043d\u0430","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/blog.sailet.kz\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7d114fd4ca8224a5ff0aaebbb67c207f030a86df69c661f103a18415a066a438?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7d114fd4ca8224a5ff0aaebbb67c207f030a86df69c661f103a18415a066a438?s=96&d=mm&r=g","caption":"\u0421\u0432\u0435\u0442\u043b\u0430\u043d\u0430"},"url":"https:\/\/blog.sailet.kz\/es\/author\/svetik\/"}]}},"_links":{"self":[{"href":"https:\/\/blog.sailet.kz\/es\/wp-json\/wp\/v2\/posts\/4592","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.sailet.kz\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.sailet.kz\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.sailet.kz\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.sailet.kz\/es\/wp-json\/wp\/v2\/comments?post=4592"}],"version-history":[{"count":9,"href":"https:\/\/blog.sailet.kz\/es\/wp-json\/wp\/v2\/posts\/4592\/revisions"}],"predecessor-version":[{"id":4602,"href":"https:\/\/blog.sailet.kz\/es\/wp-json\/wp\/v2\/posts\/4592\/revisions\/4602"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.sailet.kz\/es\/wp-json\/wp\/v2\/media\/4603"}],"wp:attachment":[{"href":"https:\/\/blog.sailet.kz\/es\/wp-json\/wp\/v2\/media?parent=4592"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.sailet.kz\/es\/wp-json\/wp\/v2\/categories?post=4592"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.sailet.kz\/es\/wp-json\/wp\/v2\/tags?post=4592"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}