What to choose: a ready-made service or custom AI?

Честная таблица для собственника в Казахстане. Ниже — максимально приземленное сравнение с учётом реалий Казахстана…

An honest table for business owners in Kazakhstan

Below is the most down-to-earth comparison taking into account the realities of Kazakhstan: Kaspi/Halyk, eGov, 1C/Bitrix24, bilingualism (Russian/Kazakh), data hosting requirements and limited team resources.

Quick conclusion

  • Ready-made service — when the task is standard, speed of launch is important, and budget is minimal.

  • Custom AI — when you need precision tailored to your process/language/data, there are integrations available, and ROI is clear.

Honest comparison table

Criterion

Ready-made Service (SaaS)

Custom AI (turnkey solution)

Launch timeframe

1–10 days

3–10 weeks (MVP), 2–4 months until full maturity

Initial cost

Low (subscription-based)

Medium/higher (project + integrations)

Monthly payments

Subscription increases with number of users/requests

Low variable costs, payment for support and inference

Accuracy tailored to Kazakhstani context (Russian/Kazakh languages, names, addresses, receipts, accounting)

Average: "out-of-the-box" often confuses Kazakh first/middle/last names and domain-specific terms

High: fine-tuning on your data, rules, dictionaries

Integrations (Kaspi, Halyk, eGov, 1C, Bitrix24)

Depends on ready-made connectors; non-standard solutions are difficult/costly

Any required integrations, including rare/internal ones

Logic flexibility

Limited by service settings

Full: business rules, roles, scenarios, KPIs

Data/model ownership

Data stored at provider's side, export restricted

Данные и модели под вашим контролем (on-prem/частное облако)

Security and compliance with internal policies/NPA

Depend on the provider; not always possible to store within RK

Flexible: deployment in KZ, access control, audit

Scalability

Simple, but tariffs increase

Economically scalable (pay for actual load)

Vendor lock-in risk

High

Low: code/architecture belongs to you, possibly multi-vendor

Transparency of quality (metrics)

Often a "black box"

Complete: precision/recall, WER/CER, A/B testing, drift monitoring

Type of tasks

Standard: recognition of standard documents, chatbot without industry depth

Industry-specific: fintech anti-fraud, local format KYC, computer vision in manufacturing, complex document workflow

Time-to-value

Instantaneous if it fits the process

4–12 weeks before tangible benefits, but more precise and deeper

When "off-the-shelf" wins honestly

  • Need a quick pilot "touch AI" without lengthy approvals.
  • The task is standard (for example, an FAQ chatbot without subtle sales/service logic).
  • Minimum budget, measurable effect is not critical.
  • No complex integrations needed (Sufficient website and Telegram integration)

When Custom AI pays off better

  • Local nuances: Languages, local services, legal specifics
  • Money drains into manual operations: Reconciliations, routine approvals, input errors
  • Integrations are mandatory: 1C, eGov, Kaspi/Halyk, WMS/TMS, telephony, CRM
  • Responsibility and control are necessary:data storage in RK, model decision tracing
  • Your uniqueness equals your competitive advantage ("moats") (processes, pricing, risk thresholds) → "off-the-shelf" won't adjust.

Simple payback formula (without technical details)

ROI over 12 months = (Cost savings + Additional profit) - Project and ownership costs

Where:
  • Savings = (manual work hours x rate) + (reduced errors/fines) + (fewer returns/defects)
  • Additional Profit = (conversion growth x margin) + (more upsell/retention)
  • Cost = (development + integrations) + (cloud/server) + (support).

Rule of simple decision-making: if expected payback period ≤ 6–9 months, custom AI is almost always justified.

Mini calculator for business owner 

How many people are engaged in routine tasks? × average rate × hours per month = Routine-related expenses.

  1. How many errors/fines/losses per month? = Losses
  2. How many leads are lost? × conversion × margin = Lost profits.
  3. Add (1)+(2)+(3) = Potential.
  4. Compare Potential with the estimate of a custom project and ownership for 12 months. If Potential ≥ 2×Cost — green light.

What does the implementation path look like (seriously, but simply)?

  1. Discovery (1–2 weeks): calculate economics, describe processes, gather requirements.
  2. MVP (3–6 weeks): launch working prototype, integrate 1–2 systems, measure metrics.

  3. Scaling (4–8 weeks): expand use cases, automate quality control, train employees.

  4. Operation: support, reports, retraining, A/B improvements.

FAQ (briefly)

Is this more expensive? At the start — yes. But ownership is often cheaper, and the impact is greater.
Will we have to wait long? Первую пользу даём в MVP через 3–6 недель.
Нужны свои дата-сайентисты? No, Sailet handles everything "turnkey."
Will our data leave the country? Upon request, they remain in RK (on-premise/private cloud).

What's next?

Want to figure out what will pay off for you: ready-made solution or custom one?

  • Send us 3–5 sentences about your routine/losses and a list of systems you're using (Kaspi/Halyk/1C/CRM/eGov).

  • We'll prepare it within 48 hours mini ROI assessment and MVP roadmap for 4–6 weeks.

Contact Sailet and receive a free pre-project evaluation (up to 1 hour call + numbers table).

✦ Schedule a consultation right now

and learn more about how implementing IT solutions can help your business improve.
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